Just because you’re retired doesn’t mean that stress goes away. In fact, retirement can bring with it its own set of stressors.
So what are the top stressors for retirees? And how do you tackle those? Here are some tips that you can start applying now to reduce your stress load.
Top Stressors and How to Address Them
When it comes to retirement, seniors often experience stressors related to finances, health, caregiving for a spouse or loved one, changing relationships - and of course, coping with and managing change in general. While there may be many other personal stressors in your life, it’s likely that they fall into one of these categories.1. Top Stressor: finances. Your worry about living on a fixed retirement income.
Stress-reduction strategy: None of us can predict the future, but we can plan for it. Discuss your situation with a financial planner who can examine your current financial situation and give recommendations. Look ahead to the ideal senior lifestyle you want to live and where. Are you considering a move to a senior living community someday? A financial planner can help put together a monthly budget that eases your concerns. Just knowing and having a clear plan in place can reduce your financial stress.2. Top Stressor: health. You worry about future health problems and changes in insurance.
Stress-reduction strategy: While prevention is worth a pound of cure, as the saying goes, the increase in health-related costs in the United States continues to be a serious concern for people of all ages. It’s important to continue to take care of yourself in retirement, eating a healthful diet, exercising regularly, and keeping up with your preventative care appointments. Continue to plan ahead for your future care needs, and discuss them with your loved ones so they are aware of your wishes.3. Top Stressor: caregiving. You worry about caring for your spouse or who will care for you.
Stress-reduction strategy: the key to reducing the stress of caregiving is to reach out for help from others. You don’t have to go it alone! Ask for assistance from relatives, friends and professionals. Also be sure to have a plan in place for future health care needs, as discussed above. Ensure that both you and your spouse have a will in case of your death, and a living will, in case you or your spouse are incapacitated or otherwise unable to make care decisions.4. Top Stressor: relationships. You worry about feeling lonely and isolated.
Stress-reduction strategy: Take charge of your social life! Find opportunities for socialization and interaction with your peers online, or within your community. Also, consider the idea of moving into a senior living community where you will be able to interact with others in a stress-free environment. Socialization, in itself, is a great way to ward off any stressor.5. Top Stressor: change. You worry about this time of enormous change.
Stress-reduction strategy: Change happens. That’s the whole experience of life! That said, it’s understandable to be nervous when embarking on a new chapter of your life. Realize that your brain's reward center likes variety, so give yourself a variety of experiences, from learning new languages to participating in virtual yoga classes or art seminars. This is the time in your life where you get to focus the most on yourself and your passions. Make the most of it!
Stress Less in Scenic Wolfeboro
If you’re looking for a less stressful retirement, come and explore Wolfeboro, home to Sugar Hill. Wolfeboro is a quaint, charming little town in New Hampshire nestled among the Belknap Mountains and Lake Winnipesaukee. This area is rich in history and heritage, richer still in wonder, incredible vistas, specialty shopping, outdoor leisure sports – and so much more!